Paytm Money offers a free fund transfer facility through a UPI payment gateway and the fund is instantly credited to your trading account. If you are a registered UPI user then you can add funds using UPI over the Paytm Money web and app platform. You can further add money through net banking, on which, payment gateway of Rs. 10 + GST will be applicable. The discount broker further facilitates free fund withdrawal services to withdraw money from your trading account and get it in your registered bank account within 24 hours. Check out the complete process on how to add funds to your Paytm Money Trading Account with and without UPI, fund transfer and withdrawal charges, timing, and more.
Paytm Money Fund Transfer through UPI
Paytm Money offers a simple, hassle-free, and quick fund transfer process through UPI that allows customers to add money instantly to their Demat Account over the Paytm Money App and Web platform.
Steps to add funds to Paytm Money Demat Account using UPI
- Login to the Paytm Money platform (App or web).
- Go to the “Account” tab that shows the available balance in your trading account.
- Enter the amount and tap on the “Add Funds” option.
- Select “UPI” as a fund transfer option and click on the “Proceed” button.
- Now, tap on the UPI app or enter the UPI ID and press on the “Make Payment” option.
- You will receive a fund transfer request on your UPI app.
- Accept the payment request and funds will be instantly added to your Paytm Money Account.
Paytm Money Fund Transfer through Net Banking
If you’re not a registered UPI user then you can transfer funds using net banking option wherein money is added to your Paytm trading account through your net banking portal. Notably, you will be charged with payment gateway charges of Rs. 10+ applicable GST.
Steps to add funds in Upstox through Net banking
- Login to the Paytm Money trading platform.
- Once logged in, go to the “Add Funds” page.
- Enter the amount and select “Net banking” as a mode of payment.
- Once clicked, you will be redirected to your net banking page.
- Enter your bank account login credentials and authorize the payment.
- Upon successful approval, funds will be instantly added to your Paytm Money account.
Paytm Money Fund Transfer Charges
| UPI Charges | Free |
| Net Banking charges | Rs. 10 + GST |
Paytm Money Fund Transfer Timing
| UPI | Instant Fund Transfer |
| Net Banking | Instant Fund Transfer |
Paytm Money Fund Withdrawal
Customers can place fund withdrawal request over the Paytm Money app or web trading platform as per their choices and the money will be credited to the linked bank account. Check out the complete process;
Steps to withdraw funds from Paytm Money Trading Account
- Login to the Paytm Money Trading Account.
- Tap on the “Account” tab and select the “Manage fund” option.
- Click on the “Withdraw Money” option.
- The page will display the maximum withdrawal limit, enter the amount you want to withdraw under the limit, and click on the “submit”.
- Funds will be credited to your linked bank account within 24 Hours.
Paytm Money Fund Withdrawal Timing
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If you have placed a fund withdrawal request on or before 4:30 PM on working days will be processed the same day and the money will be transferred to your registered bank account within 24 hours. However, withdrawal requests received after 4:30 or on weekends will be processed next working days.
Paytm Money Fund Withdrawal Charges
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Zero, yes withdrawing money from Paytm Money Trading account is charged with no fees. The broker doesn’t charge any fee on fund transfers (deposit and withdrawal) from customers.
