ICICIDirect Review 2026

Worried about high brokerage? Subscribe to ICICIDirect Prime plan or i-Value brokerage plan that charges much lower brokerage fee than its standard brokerage plan.

ICICI Direct Prime Plan

Trade at 50% less brokerage fee with Prime Plan, a subscription-based plan that is available from Rs 299 annual subscription fee to Rs 999, Rs 2,999, Rs 4,999, and Rs 9,999 one-time subscription fee plans. Higher the pricing plan you choose to trade with, the lower the brokerage charges will be on intraday, delivery, futures & options segment. However, commodity trades at all the pricing points are charged at flat fee of Rs 20 per executed order.

ICICI Direct i-Value Plan

i-Value is the best suited plan for traders because the plan offers flat brokerage trading services by charging Rs 20/order fee on intraday, futures, options and commodity trades. Further, it comes with an lower demat maintenance fee of Rs 300.

Starting seamless trading and investing journey in the Indian stock market requires you to open an account with ICICI Direct. Read out the important types of accounts offered by the full-service brokerage firm to its customers.

ICICIDirect 3-in-1 Account

• Open a 3-in-1 account, an integrated platform of 3 accounts including ICICI direct Demat Account, Trading Account, and ICICI Bank account. If you already have an ICICI 2-in-1 means trading & demat account then you can integrate it with your ICICI Bank account. Having a 3-in-1 trading account offers instant fund transfer benefits as funds automatically get credited from your bank account to your trading account.
• If you are a non-ICICI bank user, you can open only a 2-in-1 means a trading and demat account with the broker. ICICI Securities provides free account opening services at zero account opening fees. Its trading account enables you to trade or invest in equity, derivatives, commodities, currencies, IPO, mutual funds, NCDs, fixed deposits, and more.

ICICIDirect NRI Trading Account

• Likewise, residents, the broker allows NRIs to invest in the Indian market through opening an NRI 3-in-1 account, NRI Demat & trading cum NRI bank saving account. NRIs can open either a Portfolio Investment Scheme, PIS or non-PIS trading account. NRIs can invest in stocks, derivatives, mutual funds, and IPOs on the next-gen trading platforms and tools.

ICICIDirect, a part of renowned retail trading and investment service provider ICICI Securities, is counted as the country’s best full-service broker. It has a wide spectrum of trading and investment products including equity trading, equity derivatives, commodities, currencies, IPO, wealth products, mutual funds, bonds, fixed deposits, NCDs, and loans against securities.

It has a distinctive 3-in-1 account opening feature to allow investors to open ICICI Trading Account, ICICI Demat Account, and ICICI Saving Bank Account. The unique 3-in-1 account provides the flexibility of hassle-free pay-in and pay-out.

The broker offers many brokerage plans to suit traders and investors requirements. Its prime plan charges a subscription fee and offers trading at cheaper brokerage rates while i-value is an add-on plan that charges Rs 20 flat fee across segments. Its standard brokerage plan charges 0.29% brokerage on equity delivery trades and 0.029% on equity intraday and futures segment. Commodity and currency trading is charged with flat Rs 20 per order brokerage.

It provides all kinds of trading platforms; TradeRacer trading terminal, website, trading and investing mobile app, ICICI Direct Markets App, and ICICI Direct Money App. Traders can use any of these platforms to experience an unprecedented and simplified stock trading experience.

The leading full-service brokerage firm offers a wide range of research offerings including market insights; trading recommendations, investment recommendations, and IPO research services.

To know more, InvestorGain here bring an unbiased ICICIDirect Review 2025, covering brokerage charges, account opening charges & process, margin trading platforms, customer care details, and pros & cons.

Do you need assistance? All doors are opened for you whether it be online or offline as per your choice. Email, telephonic customer care assistance, live customer assistance through Chatbot, ask iCommunity, and Web ticket or chat are the popular online communication channels while offline services are provided through physical branches. It also has a dedicated NRI customer service desk for foreign clients.