| IPO Listing At | BSE, NSE |
| IPO Issue Type | Book Build Issue |
| Issue Size | ₹925.92 Cr |
| Fresh Issue | ₹850.00 Cr |
| Offer for Sale | ₹75.92 Cr |
| Face Value | โน1 Per Equity Share |
| Price Band | โน162.00-171.00 per share |
| BSE Code | 544754 |
| NSE Code | KISSHT |
| Registrar | Kfin Technologies Ltd. |
| Lead Managers | JM Financial Ltd. |
| Allotment Status | |
| DRHP | |
| RHP | |
| Final Prospectus | |
| Anchor List |
Disclaimer: GMP is sourced from grey market dealers and is indicative only. Always conduct your own due diligence.
* Allotment, Refund, Demat Credit & Listing dates are tentative and subject to change.
Minimum bid: 87 shares and in multiples thereof
Incorporated on 18 June 2016, OnEMI Technology Solutions Private Limited technology-enabled lender in India, primarily offering digital loans through its mobile application for various consumption and business needs.
The company operating under the brand names Kissht (digital lending platform) and Ring (payments app), OnEMI empowers online and offline merchants with seamless consumer credit solutions and EMI-based payments. Its NBFC partner, Si Creva Capital Services, handles loan disbursement, KYC, and EMI collections
As of March 31, 2025, we had 53.23 million registered users and served 9.16 million customers, along with a Play Store rating of 4.6 stars based on over 1.00 million user reviews and a net promoter score of 91.
Products:
As of March 31, 2025, the company had 1,278 permanent employees.
Competitve Strengths:
The Company proposes to utilise the Net Proceeds from the Issue towards the following objects:
| # | Issue Objects | Est Amt (โน Cr.) |
|---|---|---|
| 1 | Augmenting the capital base of Subsidiary, Si Creva, to meet its future capital requirements arising out of the growth of Subsidiary, Si Crevas, business | 637.50 |
| 2 | General Corporate Purposes | 156.59 |
| 3 | Issue Expenses | 60.91 |
| Total | 855.00 |
| Period Ended | 31 Dec 2025 | 31 Mar 2025 | 31 Mar 2024 | 31 Mar 2023 |
|---|---|---|---|---|
| Assets | 3,568.78 | 2,701.10 | 1,796.53 | 1,275.20 |
| Total Income | 1,583.93 | 1,352.69 | 1,700.30 | 1,001.51 |
| Profit After Tax | 199.27 | 160.62 | 197.29 | 27.67 |
| EBITDA | 488.45 | 403.37 | 358.96 | 97.71 |
| NET Worth | 1,254.34 | 1,005.99 | 804.57 | 566.23 |
| Reserves and Surplus | 1,242.32 | 995.32 | 794.50 | 556.17 |
| Total Borrowing | 2,047.52 | 1,507.58 | 784.30 | 387.89 |
| Amount in ₹ Crore | ||||
| KPI | Dec 31, 2025 | Mar 31, 2025 |
|---|---|---|
| ROE | 23.51% | 17.74% |
| Debt / Equity | 1.63% | 1.50% |
| RoNW | 21.18% | 15.97% |
| Price to Book Value | 0.91 |
| Metric | Pre IPO | Post IPO |
|---|---|---|
| EPS (โน) | 13.52 | 15.77 |
| P/E (x) | 12.65 | 10.84 |
| Promoter Holding | 32.30% | 23.33% |
| Market Cap | โน2881.06 Cr. | |