What is the maturity period of NPS?

The maturity period of NPS is 60 years of the subscriber’s age. Thereafter, you can withdraw your investment in NPS subject to certain conditions regarding lumpsum and monthly annuity payment.

Although NPS matures after 60 years, one can choose to defer withdrawal and stay invested in NPS for upto 75 years. To do so, NPS account holder has to initiate deferement request online on CRA system.

The age limit to invest in NPS is 18 to 70 years which was earlier 60 years.