Can an NRI withdraw 100% NPS corpus lump sum?

No, in general conditions, an NRI cannot withdraw 100% retirement corpus. As per the rules, 60% of corpus can be withdrawn after 60 years and rest is to be paid in monthly annuity.

However, there are certain specific conditions where 100% NPS withdrawal is also permitted, if

• In the event of death of NPS subscriber, the nominee can get 100% NPS corpus.
• If the accumulated corpus after retirement is less than or equal to Rs 5 Lakh.
• In case of pre-mature or early exit, if the retirement corpus in NPS less than or equal to Rs 2.5 lakh, then also 100% withdrawal is permitted.