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| IPO Listing At | BSE, NSE |
| IPO Issue Type | Book Build Issue |
| Issue Size | ₹500.00 Cr |
| Fresh Issue | ₹500.00 Cr |
| Face Value | ₹10 Per Equity Share |
| Price Band | ₹23.00-25.00 per share |
| Discount | Retail: 0.00,Employee: 0.00 |
| BSE Code | 543942 |
| NSE Code | UTKARSHBNK |
| Registrar | Kfin Technologies Ltd. |
| Lead Managers | Kotak Mahindra Capital Co.Ltd. |
Disclaimer: GMP is sourced from grey market dealers and is indicative only. Always conduct your own due diligence.
* Allotment, Refund, Demat Credit & Listing dates are tentative and subject to change.
Minimum bid: 600 shares and in multiples thereof
Incorporated in 2016, Utkarsh Small Finance Bank Limited is an SFB (Small Finance Bank) in India and recorded the second fastest AUM growth in the years Fiscal 2019 and Fiscal 2022 among SFBs with AUM of more than Rs. 50 billion.
The bank extends its facilities to individuals and businesses to assist them with their financial requirements.
The services offered by Utkarsh SFB include:
Customers of Utkarsh Small Finance Bank Limited can avail of features like Top-up/Balance Transfer facility, Hassle-free processing with Easy Documentation Process, Avail loan up to Rs. 50 crores and Tenure up to 30 years, and efficient eligibility for salaried and self-employed individuals.
The company has a diverse product portfolio and microfinance remain a focused business segment.
The asset products of the entity include
The Company proposes to utilise the Net Proceeds from the Issue towards the following objects:
| # | Issue Objects | Est Amt (₹ Cr.) |
|---|---|---|
| 1 | To augment Tier–1 capital base to meet future capital requirements | 454.61 |
| 2 | Issue expenses | 45.39 |
| Total | 500.00 |
| Period Ended | 31 Mar 2023 | 31 Mar 2022 | 31 Mar 2021 | 31 Mar 2020 |
|---|---|---|---|---|
| Assets | 19,117.54 | 15,063.77 | 12,137.91 | 9,404.32 |
| Total Income | 2,804.29 | 2,033.65 | 1,705.84 | 1,406.18 |
| Profit After Tax | 404.50 | 61.46 | 111.82 | 186.74 |
| NET Worth | 2,000.32 | 1,572.30 | 1,368.35 | 1,019.50 |
| Reserves and Surplus | 1,104.42 | 676.78 | 520.02 | 260.23 |
| Total Borrowing | 2,349.48 | 2,571.94 | 2,607.83 | 2,675.04 |
| Amount in ₹ Crore | ||||
| KPI | |
|---|---|
| ROE | 22.64% |
| Debt / Equity | 8.03% |
| RoNW | 20.22% |
| Metric | Pre IPO | Post IPO |
|---|---|---|
| EPS (₹) | 4.52 | |
| P/E (x) | 6.78 | |
| Promoter Holding | 84.75% | 69.28% |
| Market Cap | ₹2739.76 Cr. | |
