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Why to convert my Resident account to NRO Account?

As per FEMA, it is mandatory for all Indians to convert their resident savings account to NRO account, if their status changed to NRI.

Here are some of the benefits with NRO savings account;

All earnings in India like rent, pension, etc. can be parked to NRO account.
Repatriate money (upto USD 1 million) to your country of residence.
NRO account can have an Indian or NRI as a joint account holder.
You can have a resident Indian family member as a joint holder to provide them access to funds available in NRO account.

Answered on 2023-09-30

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