How to start a retirement fund investment?

You can start retirement fund investment anytime irrespective of your age. You only need an account with the mutual fund company, need to complete the KYC and you can start investing directly through your bank account. You can invest with a small amount of Rs 500 monthly as a systematic investment plan (SIP) or invest a large amount at once in the form of lumpsum investment. However, once the amount will get invested, you can withdraw it only after the completion of 5 years of investment due to the lock-in period in retirement funds.