How to apply in IPO with Espresso Sharekhan without UPI?

If you are not a registered BHIM UPI App user then you can apply in an IPO without UPI via the ASBA Net banking process. The ASBA process allows an investor to buy IPO shares through his bank's net banking portal. You can simply log in to your net banking account, search for IPO, place an IPO order, and that's it. Once the allotment is finalized and if your application is selected for allotment, then application money will be debited from your bank account, or in case of unsuccessful allotment, no money will be deducted.