| Issue Size (Base) | ₹125.00 Cr |
| Issue Size (Shelf) | ₹2000.00 Cr |
| Face Value | โน1000 each NCD |
| Issue Price | โน1000 per NCD |
| Market Lot | 1 NCD |
| Min Order Qty | 10 NCD |
| Min Order Amount | โน10000 |
| Listing at | BSE, NSE |
| Tenor | 24, 36, 60, 84 and 120 months |
| Credit Rating | CRISIL AA/Stable by CRISIL Ratings Limited and [ICRA] AA (Stable) by ICRA Limited. |
| Series | Series I to XII |
| Payment Frequency | Monthly, Annual and Cumulative |
| Period Ended | 31 Mar 2023 | 31 Mar 2022 | 31 Mar 2021 | |||||||||||||||||||||||||||
| Assets | 74,945.24 | 81,973.32 | 74,945.24 | |||||||||||||||||||||||||||
| Revenue | 8,725.79 | 8,993.9 | 8,725.79 | |||||||||||||||||||||||||||
| Profit After Tax | 1,127.68 | 1,177.74 | 1,201.59 | |||||||||||||||||||||||||||
| Reserves and Surplus | 17,678.34 | 18,353.75 | ||||||||||||||||||||||||||||
| Amount in ₹ Crore | ||||||||||||||||||||||||||||||
| # | Issue Objects |
|---|---|
| 1 | For the purpose of onward lending, financing, and for repayment of interest and principal of existing borrowings of the Company; and |
| 2 | General corporate purposes. |
| Series 1 | Series 2 | Series 3 | Series 4 | Series 5 | Series 6 | Series 7 | Series 8 | Series 9 | Series 10 | Series 11 | Series 12 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Frequency of Interest Payment | Annual | Monthly | Cumulative | Annual | Monthly | Cumulative | Annual | Monthly | Annual | Monthly | Annual | Monthly |
| Nature | Secured | Secured | Secured | Secured | Secured | Secured | Secured | Secured | Secured | Secured | Secured | Secured |
| Tenor | 24 Months | 24 Months | 24 Months | 36 Months | 36 Months | 36 Months | 60 Months | 60 Months | 84 Months | 84 Months | 120 Months | 120 Months |
| Coupon (% per Annum) | 9.65% | 9.25% | NA | 9.9% | 9.48% | NA | 10.15% | 9.71% | 10.5% | 10.03% | 10.75% | 10.25% |
| Effective Yield (% per Annum) | 9.65% | 9.65% | 9.65% | 9.9% | 9.9% | 9.9% | 10.15% | 10.15% | 10.5% | 10.48% | 10.74% | 10.75% |
| Amount on Maturity (In Rs.) | Rs 1,000 | Rs 1,000 | Rs 1,202.32 | Rs 1,000 | Rs 1,000 | Rs 1,327.38 | Rs 1,000 | Rs 1,000 | Rs 1,000 | Rs 1,000 | Rs 1,000 | Rs 1,000 |
“CRISIL AA/Stable” (pronounced as CRISIL double A rating with stable outlook) by CRISIL Ratings Limited and “[ICRA] AA (Stable)” (pronounced as ICRA double A rating with a stable outlook) by ICRA Limited.
Sammaan Capital Limited was incorporated in May 2005 and is now a non-deposit-taking investment and credit company (“NBFC-ICC”) registered with the RBI. It is also a notified financial institution under the SARFAESI Act. It primarily offers home loans and real estate loans to its diversified customer base, which includes:
They focus primarily on long-term, mortgage-backed loans. In addition, they offer mortgage loans to real estate developers in India in the form of rent concessions for commercial premises and construction loans for the construction of residential buildings. A large part of their loan portfolio consists of home loans, including in the affordable housing segment.
As of June 30, 2024, the company has a direct sales team of 1,433 employees spread across its entire network. This sales team is instrumental in acquiring the majority of customers. It also relies on external channels, such as direct sales agents, to refer potential customers. In addition, the company has an online home loan processing platform called e-Home Loans, through which customers can apply for a home loan and upload the required documents online.