| Issue Size (Base) | ₹75.00 Cr |
| Face Value | โน1000 each NCD |
| Issue Price | โน1000 per NCD |
| Market Lot | 1 NCD |
| Min Order Qty | 10 NCD |
| Min Order Amount | โน10000 |
| Listing at | BSE |
| Credit Rating | ICRA Limited : BBB |
Sakthi Finance Ltd.'s revenue increased by 4% and profit after tax (PAT) rose by 6% between the financial year ending with March 31, 2025 and March 31, 2024.
| Period Ended | 31 Mar 2025 | 31 Mar 2024 | 31 Mar 2023 |
| Assets | 13,676.13 | 14,244.69 | 1,300.58 |
| Total Income | 2,152.04 | 2,067.44 | 1,919.40 |
| Profit After Tax | 166.52 | 157.05 | 124.94 |
| Net Worth | 1,997.65 | 1,897.95 | 1,808.39 |
| Amount in ₹ Crore | |||
| # | Issue Objects |
|---|---|
| 1 | For the purpose of onward lending, financing, and for repayment/prepayment of principal and interest of existing borrowings (including redemption of NCDs which would become due for redemption) of the Company. |
| 2 | For general corporate purposes. |
| Series 1 | Series 2 | Series 3 | Series 4 | Series 5 | Series 6 | Series 7 | |
|---|---|---|---|---|---|---|---|
| Frequency of Interest Payment | Monthly | Cumulative | Monthly | Cumulative | Monthly | Cumulative | Cumulative |
| Nature | Secured | Secured | Secured | Secured | Secured | Secured | Secured |
| Tenor | 24 Months | 24 Months | 36 Months | 36 Months | 60 Months | 60 Months | 85 Months |
| Coupon (% per Annum) | 9.00% | NA | 9.00% | NA | 10.25% | NA | NA |
| Effective Yield (% per Annum) | 9.00% | 9.31% | 9.00% | 9.31% | 10.25% | 10.65% | 10.38% |
| Amount on Maturity (In Rs.) | Rs 1,000.00 | Rs 1,194.83 | Rs 1,000.00 | Rs 1,306.05 | Rs 1,000.00 | Rs 1,658.72 | Rs 2,013.13 |
Sakthi Finance is a Non-Banking Financial Company (NBFC) focused primarily on financing pre-owned commercial vehicles, while also offering loans for infrastructure construction equipment, multi-utility vehicles, cars, jeeps, and other machinery. All financing is secured by a lien on the financed assets.
The company's key clientele includes Small and Medium Road Transport Operators (SRTOs/MRTOs), primarily from rural and semi-urban regions. These customers value quick, flexible lending at competitive rates, positioning Sakthi Finance uniquely between formal banks and informal money lenders.
Sakthi Finance operates predominantly in South India, with a network of 54 branches across Tamil Nadu, Kerala, Andhra Pradesh, Karnataka, Maharashtra, and Puducherry.
It has a total AUM (Asset Under Management) of Rs 1,18,709.70 Lakhs as of March 31, 2025.
Additionally, it also operates 17 windmills with a combined capacity of 5,150 kW, located in Tamil Nadu and Gujarat. The power generated is sold to the Tamil Nadu Electricity Board and Gujarat Urja Vikas Nigam Ltd.