| Issue Size (Base) | ₹200.00 Cr |
| Face Value | โน1000 each NCD |
| Issue Price | โน1000 per NCD |
| Market Lot | 1 NCD |
| Min Order Qty | 10 NCD |
| Min Order Amount | โน10000 |
| Listing at | BSE |
| Credit Rating | ICRA Limited : A |
Muthoottu Mini Financiers Limited's revenue increased by 21% and profit after tax (PAT) rose by 21% between the financial year ending with March 31, 2025 and March 31, 2024.
| Period Ended | 31 Mar 2025 | 31 Mar 2024 |
| Assets | 4,959.87 | 4,315.57 |
| Total Income | 815.15 | 671.84 |
| Profit After Tax | 94.17 | 77.83 |
| Net Worth | 769.79 | 685.78 |
| Amount in ₹ Crore | ||
| # | Issue Objects |
|---|---|
| 1 | For the purpose ofonward lending, financing, and for repayment/prepayment of principal and interest on borrowings of the Company; and |
| 2 | General corporate purposes. |
| Series 1 | Series 2 | Series 3 | Series 4 | Series 5 | |
|---|---|---|---|---|---|
| Frequency of Interest Payment | Monthly | Monthly | Monthly | Monthly | Annual |
| Nature | Secured | Secured | Secured | Secured | Secured |
| Tenor | 18 Months | 24 Months | 36 Months | 60 Months | 60 Months |
| Coupon (% per Annum) | 9.00% | 9.25% | 9.75% | 10.25% | 10.50% |
| Effective Yield (% per Annum) | 9.38% | 9.65% | 10.19% | 10.74% | 10.49% |
| Amount on Maturity (In Rs.) | Rs 1,000.00 | Rs 1,000.00 | Rs 1,000.00 | Rs 1,000.00 | Rs 1,000.00 |
Muthoottu Mini Financiers Limited is a non-deposit taking, systemically important Non-Banking Financial Company (NBFC) primarily engaged in the gold loan business. The company provides secured loans to individuals by accepting their household gold jewellery as collateral. It also offers other financial products, including microfinance loans, small business loans, and money transfer services, catering mainly to retail customers in semi-urban and rural areas.
As of March 31, 2025, it has reported 6,13,863 gold loan accounts worth โน3,81,256.08 lakh.