| IPO Listing At | BSE, NSE |
| IPO Issue Type | Book Build Issue |
| Issue Size | ₹1593.45 Cr |
| Offer for Sale | ₹1593.45 Cr |
| Face Value | ₹1 Per Equity Share |
| Price Band | ₹450.00-474.00 per share |
| Discount | Retail: 0.00 |
| BSE Code | 543663 |
| NSE Code | FIVESTAR |
| Registrar | Kfin Technologies Ltd. |
| Lead Managers | Kotak Mahindra Capital Co.Ltd. |
| Allotment Status | |
| DRHP |
| RHP |
| Final Prospectus |
| Anchor List |
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Disclaimer: GMP is sourced from grey market dealers and is indicative only. Always conduct your own due diligence.
* Allotment, Refund, Demat Credit & Listing dates are tentative and subject to change.
Minimum bid: 31 shares and in multiples thereof
Incorporated in 1984, Five Star Business Finance Limited is an NBFC-ND-SI (Non-Banking Finance Company) providing secured business loans to micro-entrepreneurs and self-employed individuals. The company has an extensive network of 311 branches, as of June 30, 2022, spread across eight states and one union territory and approximately 150 districts across India, with Tamil Nadu, Andhra Pradesh, Telangana and Karnataka being the key states.
Five Star Business Finance Limited has created a business model based on identifying an appropriate risk framework and the ideal instalment-to-income ratio to make sure that customers have the resources to repay the loan after meeting their regular obligations and other event-based capital requirements.
The company is headquartered in Chennai, Tamil Nadu with a strong presence in south India. As of September 30, 2021, we had a total of 4,306 employees.
The company has provided loans to more than 185,000 customers in total. They had an active loan base of 230,175 and 217,745 as of June 30, 2022, and March 31, 2022, respectively.
With more than 30,000 million in AUM, the company has the fasted AUM growth among the compared peers. As of June 30, 2022, and March 31, 2022, the Total Borrowings were Rs 25,203.19 million and Rs 25,588.31 million, respectively.
The Company proposes to utilise the Net Proceeds from the Issue towards the following objects:
| # | Issue Objects | Est Amt (₹ Cr.) |
|---|---|---|
| 1 | To carry out the Offer for Sale and achieve the benefits of listing the Equity Shares on the Stock Exchanges |
| Period Ended | 30 Jun 2022 | 31 Mar 2022 | 30 Jun 2021 | 31 Mar 2021 | 31 Mar 2020 |
|---|---|---|---|---|---|
| Assets | 6,471.55 | 6,343.07 | 6,129.10 | 5,793.61 | 4,353.15 |
| Total Income | 339.06 | 1,256.17 | 300.76 | 1,051.26 | 787.35 |
| Profit After Tax | 139.43 | 453.55 | 101.57 | 358.99 | 261.95 |
| NET Worth | 3,856.98 | 3,710.35 | 2,944.41 | 2,318.17 | 1,944.58 |
| Reserves and Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Borrowing | 2,520.32 | 2,558.83 | 3,121.22 | 3,425.20 | 2,363.69 |
| Amount in ₹ Crore | |||||
| KPI | |
|---|---|
| ROE | 13.86% |
| Debt / Equity | 0.69% |
| RoNW | 13.86% |
| EBITDA Margin | 73.13% |
| Metric | Pre IPO | Post IPO |
|---|---|---|
| EPS (₹) | 16.09 | |
| P/E (x) | 24.76 | |
| Promoter Holding | 39.92% | 39.92% |
| Market Cap | ₹13810.75 Cr. | |
| # | Issue Expenses | Est Amt (₹ Cr.) |
|---|---|---|
| 1 | Book Running Lead Managers’ fees | 35.73 |
| 2 | Commission/processing fee for SCSBs, Sponsor Banks and Bankers to the Offer. Brokerage, underwriting commission and selling commission and bidding charges for Members of the Syndicate, Registered Brokers, RTAs and CDPs | 2.02 |
| 3 | Fees payable to the Registrar to the Offer | 0.04 |
| 4 | Fees payable to the other advisors to the Offer | 11.48 |
| 5 | Listing fees, SEBI filing fees, upload fees, BSE & NSE processing fees, book building software fees and other regulatory expenses | 4.91 |
| 6 | Printing and stationery | 0.91 |
| 7 | Advertising and marketing expenses | 12.79 |
| 8 | Fee payable to legal counsels | 9.13 |
| 9 | Miscellaneous | 3.59 |
Last Updated on 11-Jul-2026 18:10:13